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Ducker Promotion Ezine
by Debbie Ducker
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Welcome DP Ezine Members and Visitors!
Below you will find the twenty fourth issue of the Ducker Promotion Ezine for 2009.
This week’s issue shows you secrets, secrets and more secrets to help you succeed both on line and in life…
Read below to find The Secret of Not Being House Poor, Wordpress Web Site Secrets, a new site monitor software release and more.
Enjoy and be sure to interact where you can… With your ads, tips, etc. for the next issue. And especially your comments. We would love to hear what you have to say. Ezine owners send in your ezine in the ezine exchange section.
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Disclaimer: Ducker Promotion in no way endorses or validates the authenticity of any of the 3rd party ads in our ezine. We encourage you to check each one out with your own research for those you are interested in.
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Secrets For Using Blogs To Create Easy “Make In A Day” Static Websites
Brand new manual shows you how to set up a blog and change it to a static website. All in easy step by step format with visuals and full instructions.
You will never have to worry about knowing PHP, CSS, HTML, XHTML or any of that ever again!
Grab Your Own Copy of “Wordpress Website Secrets” for only $3.00
— Sponsor and Solo ads can now be purchased at:
http://ezine.duckerpromotion.com/solo.php
— Get Your’s Today —
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Only the best paying opportunities! Want the inside scoop? Than join us for free!
http://www.oppsincome.com
~ SUBSCRIBERS… Want your site above? Click Below to Enter (1 per month - 50 word limit):
Surprize_Site!
Thanks everyone! You can send surprise sites any time during the month. Debbie
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The Secret of Not Being House Poor
by Debbie Ducker
The great American Dream has always revolved around owning a home. Sure, having the 2.3 kids, the cushy corporate job and the stylish car to drive to work everyday are part of the myth, too, but nothing quite summed up Americana quite like the white picket fence. But if recent economic numbers are any clue, this dream is becoming a nightmare for many in the United States.
House Poor by definition is: A situation that describes a person who spends a large proportion of his or her total income on a home.
According to date released by the United States Census Bureau, an increasing number of homeowners are spending a larger and larger amount of their incomes on housing than in previous years. People in 49 out of 50 states reported an increase. The only state that didn’t, Alaska, spent the same amount. The report showed that people are spending around 21 percent on their housing needs, up from 19 percent in 1999.
This is a huge problem for first-time buyers who may now be priced out of housing markets all across the country. Economists point to rises in home prices in the last 7 years, as well as higher interest rates, coupled with stagnant wages over the same period.
While everyone seems to be in agreement that the housing “bubble” is either bursting, or getting ready to burst depending on where you live, housing prices are still up a remarkable 32 percent since the beginning of the decade.
Household incomes, on the other hand, haven’t done a very good job of keeping up. The same Census report showed that income has actually dropped, not risen, over the past 7 years, down 2.8 percent.
Maybe the worst news in the report was the percent of people who allot more than 30% of their income for housing. The numbers are up almost 8%. National guidelines suggest that more than 30% of household income for housing is excessive and not financially healthy.
What does this mean in the long run?
Most experts agree that until income can catch up to housing, the real estate market will remain lifeless. And since real estate is one of the biggest drivers to the overall economy, a weak real estate market means a weak economy.
Things appear to be the worst in California. Not only do they have the most expensive real estate in the nation, 48 percent of California homeowners spend more than 30% of their income on housing related costs.
And to compound the problem even more, is the fact that people who have managed to obtain a home are now having problems hanging on to it. Foreclosure is at a record high and no one on either side, the home owners nor the banks that financed the homes, seems to know how to reverse it.
Until income can begin to grow as quickly as the real estate market, this trend shows no signs of slowing down. Which could mean that the upcoming real estate slump could last much longer than anyone predicted.
Therein lies the secret… get your income up high enough to match the real estate market for housing.
This may at first glance seem like a dumb statement but seriously it is the secret of not being house poor. It is’nt your house that makes you house poor, it is your income while trying to hang on to that house.
“The best way to stay ahead of a bad economy, and any problems that arise from it, is to make more money than it takes away from you.”
Sincerely, Debbie Ducker
P.S. I have another secret as well to share with you today related directly to the current housing market and how you can keep yourself from being house poor. It costs nothing to read about this secret and it will astound you when you find out what it is and how it will change your life forever if you let it. Visit now to read about this secret:
http://www.duckerpromotion.com/presents/pcpayday
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Today’s Tip: Grab Your Free Copy of the “DP Site Monitor” Software Enables you to monitor any web site for changes. Add 100’s if you want. Reduce time spent managing your websites yet have the confidence that you will be notified of any change that occurs at your site. Even monitor your social networking sites such as your twitter page or anyones for that matter and be instantly notified of posts or replies to your messages… Right Click Here and Use Save As to put this on your computer
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(Note it is up to you to only post 1 ad weekly, prior to each Weekly edition and to follow the posting RULES.) More then one ad before that and not sent following the rules will just be deleted.
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How To EARN aQuick Income Online Quick Income Blueprint A Full-Time online income Quick! A Complete Step-by-Step System To Make-Money Online.
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“The Dark Horse” business opportunity for 2009… If you’ve been working hard to build your own Internet business, but would like to start making profits even SOONER, you’ll *definitely* want
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Will You Know It When You See It? I’m sure, just like me, you see literately hundreds of offers in your inboxes every week, and like me, you barely look
~ Why not send your ad in now for next Week’s edition. ~
Get ad guidelines and posting form at:
Post Your Free Ad - Click Here
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Disclaimer: Ducker Promotion in no way endorses or validates the authenticity of any of the 3rd party ads in our ezine. We encourage you to check each one out with your own research for those you are interested in.
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